State Program

Fort Collins HomeWard Program – Colorado Housing Finance Program

The Fort Collins HomeWard Program is a housing assistance initiative tailored for eligible homebuyers and residents across Colorado.

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Program Details

The Fort Collins HomeWard Program helps increase homeownership accessibility through innovative financial tools, including grants, tax credits, mortgage options, and down payment assistance. It supports a wide range of residents in Colorado, including low-income families, rural households, veterans, teachers, and first-time buyers.

These programs are managed by housing finance agencies, city-level initiatives, and nonprofit organizations. They foster equitable housing by addressing income disparities, housing shortages, and the rising cost of homeownership.

Eligibility Requirements

  • Must be a homebuyer in the state of Colorado

  • Must meet program-specific income, credit, and residency criteria

  • First-time or repeat buyers may be eligible depending on the program

  • Completion of an approved homebuyer education course may be required

  • Property must typically be used as the borrower's primary residence

Program Benefits

  • Financial support for down payments and closing costs

  • Access to below-market interest rates or tax savings

  • Encourages long-term homeownership for underrepresented populations

  • May include deferred, forgivable, or second mortgage options

  • Expands access to affordable housing in urban and rural communities

How to Apply

  1. Check eligibility and program fit via the official website or housing agency

  2. Contact an approved lender or housing counselor for next steps

  3. Complete financial review and required education programs

  4. Submit your application with necessary documents

  5. Receive approval and proceed with home purchase or refinance

Program Overview

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State Program


Official Program Website

Information about this program is provided as a resource and may be subject to change. Always verify details with the official program website.

*Details are in the Mortgage Calculator*

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Home Price$350,000
Down Payment$70,000 (20%)
Interest Rate6.5%
Monthly Payment$2,212
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Licensed Mortgage Loan Officers

These mortgage professionals are licensed to operate in colorado and can help you navigate the application process for this program. They can answer your questions about eligibility, required documentation, and help you find the best financing options.

Licensed Mortgage Loan Officers in colorado

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Licensed mortgage loan officers have extensive knowledge of available programs, especially those for first-time homebuyers. They can help you navigate complex eligibility requirements and find the best financing options for your specific situation.

Disclaimer

Program availability, terms, and requirements may vary by lender and location. Additionally, programs are subject to change based on policy updates and market conditions. Always consult with a mortgage professional for the most current information and to determine eligibility for specific programs. The information provided on this website is for general informational purposes only and does not constitute financial, legal, or professional advice.